1. Is your company in the process of defining International Employee Benefits for its expatriate and internationally mobile personnel ? ‍

2. Are your expatriate and internationally mobile personnel still enrolled into the Social Security of their home country instead of into the Social Security of their country of activity (host country) ?

3. Are there indications that your International Employee Benefits need to be completely re-assessed?

4. Do you require additional information about any specific point raised on our website ?

5. Is your healthcare contract to be treated as a “book rated” or as an “experience rated” contract ?

6.Do you require an independent assessment of the claim's statistics and the consequent renewal conditions of your company’s healthcare contract ?

7. Do you require a second opinion in order to solve or address an ongoing situation or problem ?

8. Are you in doubt whether to accept the renewal conditions proposed by your insurer ?

9. Has an insurer notified you renewal conditions which would seriously reduce the insured guarantees of your group contract?

10. Did your insurer notify you the termination of your group policy ?

11. Are renewal conditions perceived as a recurrent arms-twisting experience?

12. Are claims assessments too often the object of lengthy discussions ?

13. Did you receive signals of complaints from your insured personnel members ?

14. Is a rejected/denied claim turning into a major dispute between you and insurers ?

15. Is your company as subscriber considering to terminate its contract with an insurer ?

16. Does your appointed broker prove his expertise in a number of insurance matters but to a lesser extend when it concerns International Employee Benefits ?

17. Are you of the opinion that your appointed broker did not give you the expected support and did not fully defend your interests as subscriber?

18. Your International Employee Benefits may have provided complete satisfaction up till today but may precisely for that reason not have received sufficient attention for the past 10 or 15 years ?

19. Having your international employee benefits assessed by an independent third party generally produces tangible positive results of cover or pricing from your existing insurer and broker?

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